LOSS OF LICENCE
This provides insurance coverage for Aircrew against permanent and temporary withdrawal of license due to accident, sickness or disease. This policy is therefore recommended for Pilots or their employers to protect them against this contingency.
LIABILITY INSURANCE
This cover indemnifies the insured against all Sums which the insured shall become legally liable to pay as damages in respect of accidental bodily injury to, or death of passengers who are on board the insured’s Aircraft, including whilst entering into, being carried in or alighting from the aircraft. This coverage is also inclusive of third party bodily injury, death and property damage arising from the use of insured’s aircraft.
AIRCRAFT SPARE PARTS INSURANCE
Aircraft spare parts insurance covers aircraft engines, spare parts and equipment while the property is on the ground or is being carried as cargo by air.
Airport Owners & Operators Liability
CONTROL TOWER LIABILITY
If the owner/operator provides some form of airfield controlled by radio and as a result of wrong or confusing instructions one aircraft gets in the way of another when landing or taking off particularly at the peak periods. Substantial liability claims may arise from this contingency.
OWNERS AND OCCUPIERS LIABILITY (PREMISES LEGAL LIABILITY)
This covers owners and occupiers of airports against liability claims which could arise as a result of passengers and other third parties for death or injury suffered whilst on the premises, due to faulty lifts, escalators, footway or vehicles owned and operated by the airport authority
CATERER’S LIABILITY
This coverage will provide compensation to those who may suffer from food poisoning as a result of eating in a restaurant on the airport premises. The companies that are responsible for in-flight catering services to passengers are also exposed to the risk of being sued for food poisoning.
HANGAR KEEPERS LEGAL LIABILITY
The policy covers the Insured against of loss or damage to aircraft or aircraft equipment not owned rented or leased , while such aircraft or equipment are on the ground and in the care, custody or control of the insured or while being serviced, handled or maintained by the insured or his servant.
FUELLING AND DEFUELLING LIABILITY
This policy provides compensation to oil marketing companies that are supplying aviation fuel and other lubricants to aircrafts within the vicinity of the airport against loss arising from the supply of incorrect or contaminated fuel to aircraft.